North Carolina Insurance Prelicensing Requirements

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Updated September 11, 2024

ExamFX Provider # 4191

 

NORTH CAROLINA INSURANCE PRELICENSING INFORMATION

North Carolina requires producer licensing candidates to take and complete a state-approved prelicensing course. You will also need to apply for your license with the state insurance department and register for the state licensing exam. Make sure to register for all 3 (prelicensing course, license application, state exam) using the personally identifiable information exactly as it appears on your government-issued ID. Discrepancies will delay the licensing process.

 

LINE OF AUTHORITYREQUIRED HOURS OF STUDY
Life 20 hours
Accident & Health or Sickness20 hours
Property20 hours
Casualty20 hours
Personal Lines 20 hours
Medicare Supplement/Long-Term Care10 hours

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?


North Carolina requires 20 hours of prelicensing education for each line of authority and 10 hours for Medicare Supplement/Long-Term Care.

To earn your certificate of completion:

  • Spend at least 20 hours studying for each line of authority. Time spent within the course(s) will be tracked.
  • Read every chapter and take the end-of-chapter quiz with a minimum score of 70%. Chapters must be taken in order.
  • State rules impose a maximum number of 8 hours of study per day.
  • Complete and pass the Certificate Exam with a score of 70% or better with a proctor/disinterested third party present. The disinterested third party must be someone not concerned with respect to gain or loss in the result of the final exam. The proctor must be physically present, supervise the duration of the exam, and follow all state proctoring rules.


Your exam will be based on the North Carolina exam outline, which can be found in Pearson VUE's Candidate Handbook.

DON'T FORGET YOUR READINESS EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Readiness Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course and passed the Certificate Exam, ExamFX will review and process your Examination Admission Ticket. Processing takes up to 2 business days and may be delayed for proctor validation. Once passed and approved, you may download/print your Examination Admission Ticket from your ExamFX account. Review your Examination Admission Ticket for accuracy and complete it as directed. You have 90 days or 5 exam attempts (whichever occurs first) from the date of completion to take and pass your licensing exam.

Step 2: Complete an electronic application at NIPR and pay the associated fees. You will receive an Authorization Email from Pearson VUE with your “reserved” NPN (National Producer Number) and other important information. You must complete this step before registering for your licensing examination. Information located within the Authorization Email will be gathered during the test registration process. You will also receive an email from NIPR containing information on scheduling your fingerprinting appointment.

Step 3: Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at www.pearsonvue.com or call (800) 274-0668. There will be a fee for this examination. To change or cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.

IMPORTANT NOTE: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

Step 4: Take and pass your state licensing exam. On the day of your appointment, you must bring with you two valid forms of government-issued identification (driver’s license, passport, military I.D., etc.) the primary of which must contain a photograph with a signature and the secondary of which must contain a signature. It is necessary to bring your Examination Admission Ticket provided to you by ExamFX at the time of course completion. You will not be able to take your exam if these requirements are not met.

Candidates who fail the exam will receive a score report that includes a numeric score and diagnostic information relating to the general portion of the examination. Candidates who pass the exam will receive a score report marked “pass.”

Pearson VUE will electronically submit passing scores for the examination to NIPR to match up with your pending application.

Step 5: North Carolina requires fingerprinting to process your license application. After completing the electronic NIPR application, you will be emailed a link that allows you to print the Fingerprint Submission Packet-Releases Form. Call your local law enforcement to obtain a schedule of the days/hours for fingerprinting services; confirm that the office will do Livescan fingerprints for non-criminal reasons.

Upon your fingerprinting appointment, you must take with you the Fingerprint Submission Packet-Releases Form. Be sure to include the cover page and complete pages 1 and 3 of the packet before this appointment. You must bring a photo ID. You must have the law enforcement person sign page 2 of the packet. There may be a fee associated with this service.

Upon completion of this crucial step, send the completed form pages 1 through 3 to the North Carolina Licensing Office at Pearson VUE via: 1) fax at (888) 959-3010, 2) scan the documents and send via email to [email protected], or 3) Mail to: NCDOI/Pearson VUE, P.O. Box 14209, Raleigh, NC 27620.

Your fingerprints will be sent electronically to the SBI for the state and national criminal check. The SBI will send a hard copy of the criminal record check to the North Carolina Licensing Office at Pearson VUE.

Step 6: If all requirements are met, the North Carolina Licensing Office at Pearson VUE will approve the application. You will receive an email notifying you to print your license within 48 to 72 hours.

Step 7: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for, but all licensing exams will be multiple-choice and take place on a computer. Review the exam summaries below. The exam content outlines can be found in the Candidate Handbook link near the top of this page.

The breakdown of testing topics can be found here.

  1. The number of questions on your exam
  2. The time limit
  3. The score that you must achieve to pass the exam

 

North Carolina Life Insurance and Annuity Examination

60 Total Questions (55 scored, 5 pretest)
Time Limit: 75 Minutes
Passing Score: 70%

Train for your test with our North Carolina Life exam prep course.


North Carolina Accident and Health or Sickness Examination

60 Total Questions (55 scored, 5 pretest)
Time Limit: 75 Minutes
Passing Score: 70%

Train for your test with our North Carolina Health exam prep course.


North Carolina Property Insurance Examination

60 Total Questions (55 scored; 5 pretest)
Time Limit: 75 Minutes
Passing Score: 70%


North Carolina Casualty Insurance Examination

60 Total Questions (55 scored; 5 pretest)
Time Limit: 75 Minutes
Passing Score: 70%

Train for your test with our North Carolina Property and Casualty exam prep course.


North Carolina Personal Lines Insurance Examination

96 Total Questions (80 scored; 16 pretest)
Time Limit: 1 Hour and 45 Minutes
Passing Score: 70%

Train for your test with our North Carolina Personal Lines exam prep course.


North Carolina Medicare Supplement/Long-Term Care Examination

60 Total Questions 
Time Limit: 1 Hour and 45 Minutes
Passing Score: 70%

Train for your test with our North Carolina Medicare Supplement/Long-Term Care exam prep course.

 

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing questions:
NC Licensing Office of Pearson VUE
Phone: (866) 265-6329
Email: [email protected]

For licensing exams: 
Pearson VUE North Carolina Insurance
5601 Green Valley Drive
Bloomington, MN  55437
Phone: (800) 274-0668
Website: www.pearsonvue.com


The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their state's requirements.


Register for your North Carolina insurance prelicensing exam prep here:

Register Now