Updated August 21, 2024
ExamFX Provider #15352
NORTH CAROLINA CE COURSES
The following courses are currently available for North Carolina:
| Course Name | Credit Hours | Line of Authority |
| Anti-Money Laundering - Ethical Decision Making for Insurance Producers | 3.00 | Ethics |
| Annuity Suitability and Best Interest Standard Training | 4.00 | General |
| Ethical Practices: Avoiding E&O Claims | 3.00 | Ethics |
| Ethics & Insurance: How to Sell Ethically & Comply with the Law | 3.00 | Ethics |
| Front Line Fraud Prevention | 3.00 | Ethics |
| NFIP Flood Insurance | 3.00 | Flood |
| Indexed Product Training | 4.00 | General |
| Distribution Planning | 4.00 | Life/Health |
| Group Benefits & Worksite Insurance | 4.00 | Life/Health |
| Health Insurance Policies: Protecting Clients from Health-Related Loss | 5.00 | Life/Health |
| Life Insurance Policy Types & Suitability | 6.00 | Life |
| Medicare Supplement Insurance: Closing the Gap | 4.00 | Life/Health |
| Principles of Life and Health Insurance | 12.00 | Life/Health |
| Retirement Planning | 4.00 | Life/Health |
| Variable Life & Annuities: Understanding Investment Potential and Risks | 5.00 | Life/Health |
| Long Term Care Certification Training | 8.00 | LTC |
| Long Term Care Certificate Refresher | 4.00 | LTC |
| Businessowners Policy (BOP) | 4.00 | Property/Casualty |
| Commercial Lines: Property/Auto/Liability | 4.00 | Property/Casualty |
| Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks | 7.00 | Property/Casualty |
| Principles of Property and Casualty Insurance | 13.00 | Property/Casualty |
REQUIRED HOURS
North Carolina licensed producers and adjusters must take 24 hours of continuing
education, 3 hours of which must be in Ethics, every 2 years. The renewal date is every 2 years on the last day of your birth month (based on licensee’s month and either an odd or even year of
birth). Excess credit hours can be carried over to the next renewal period, but Flood or
Ethics credits will carry over as general credit only. A course may NOT be taken for
credit more than once within the 2-year license term.
CATEGORY RESTRICTIONS
Producers may take an approved course in any line of authority to obtain
their CE credits, but it is recommended that they take
courses pertaining to their license type.
SPECIAL TRAINING
• FLOOD INSURANCE TRAINING – North Carolina Property/Casualty, Personal Lines or Adjuster licensed producers who sell National
Flood Insurance Policies are required to take a 3-hour NFIP approved course on Flood
Insurance in their first compliance period and then again every 4 years thereafter. Credit earned from an approved Flood insurance training course may also apply to the agent's overall CE requirements.
• ANNUITY BEST INTEREST TRAINING – North Carolina licensed producers must complete a state approved one-time 4-hour Annuity Suitability Best Interest Standard course before selling, soliciting or negotiating any annuity products. The ExamFX Annuity Suitability Best Interest Standard course satisfies this requirement.
• LONG-TERM CARE TRAINING – Before a producer can sell or solicit Long-Term
Care Insurance, they must complete a state approved, one-time 8-hour Long-Term Care Training course. Producers must then complete a 4-hour ongoing training requirement
every 2 years following the initial completion of the 8-hour training. * Resident licensees who satisfy the training requirements of another state that are similar to North Carolina's law will be considered compliant with these requirements only if the insurance company chooses to recognize and accept the training completed in another state. Applicants must be licensed in Medicare Supplement/Long-Term Care before completing this training and selling LTCP policies.
COURSE PRESENTATION
• PROGRESSIVE – Licensees must progress through the curriculum topic by topic.
• CERTIFICATE EXAM – Licensees are required to pass the certificate exam
with a 70% or better.
• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be
passed with a 70% or better.
• ATTESTATION – The attestation must be completed following the
certificate exam.
CERTIFICATES OF COMPLETION AND REPORTING
Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported to the state entities within two (2) business days of the certificate having been issued. There is a state charge of $2.05 per credit hour to report your completion. This fee will be charged prior to accessing the certificate exam.
NON-RESIDENT PRODUCERS
CE EXEMPTIONS
The following are exempt from North Carolina CE:
• Non-resident producer and adjuster licensees in good standing with their home
states
• Holds a CLU, CPCU, ChFC, FLMI, or IIA designation or is an inactive agent not soliciting applications or doing day-to-day operations (must also certify annually to the Commissioner)
• Agents who are unable to comply due to military service (including deployment orders) or long-term medical
disability. (Granted on a case-by-case basis)
ADDITIONAL LICENSE RENEWAL INFORMATION
Once the course requirements have been met ExamFX will report course completions to Sircon and you may file a renewal application, pay all fees and follow the online renewal process at Sircon.
STATE CONTACT INFORMATION
North Carolina Department of Insurance
Phone: (919) 807-6800
Fax: (919) 715-3794
Website: https://www.ncdoi.gov
Mailing Address:
North Carolina Department of Insurance Agent Services
1201 Mail Service Center
Raleigh, NC 27699-1201
The information displayed above is for informational purposes only. ExamFX is
not responsible for the accuracy of the information on this page. All steps have
been taken to make sure that the information relayed on this page is accurate;
however, information is subject to change without notice. It is the
responsibility of the producer to be compliant per their state's requirements.
Register for your insurance continuing education courses here: