Updated July 17, 2024
ExamFX Provider # 0792
MICHIGAN INSURANCE PRELICENSING INFORMATION
Michigan requires producer licensing candidates to take and complete a state-approved prelicensing course. You will also need to apply for your license with the state insurance department and register for the state licensing exam. Make sure to register for all 3 (prelicensing course, license application, state exam) using the personally identifiable information exactly as it appears on your government-issued ID. Discrepancies will delay the licensing process. (Note: applicants for the Michigan Variable Life and Annuity producer license are only required to pass the state licensing exam and do not have to complete prelicensing education)
To earn your certificate of completion:
- Read every chapter. We recommend scoring 70% or better on each chapter quiz before progressing to the next chapter.
- Spend at least 20 hours studying for each line of authority.
- Pass a Practice Exam - This is recommended. Passing score varies by line of authority.
- Pass the Certificate Exam with a 70% or better and complete the end of exam attestation.
Your exam will be based on the Michigan state exam outline, which can be found in PSI's Candidate Bulletin.
DON'T FORGET YOUR READINESS EXAM!
ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Readiness Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.
HOW DO I GET MY LICENSE?
Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account. Your results will be transmitted by ExamFX to the state within 2 business days. The certificate of completion is valid for 1 year.
Step 2: Schedule your exam with your state’s testing provider, PSI Exams. The fastest way to schedule your exam is to do so online at PSI Exams or call (855) 579-4639. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam.
Note: Remote online proctored examinations require a desktop computer or laptop, (smartphones and tablets are not compatible with PSI’s technology requirements) a webcam, a microphone, and an Internet connection.
To change or cancel your testing appointment, you must contact PSI Exams at least 48 hours in advance or forfeit the examination fee.
IMPORTANT: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.
NOTE: You must complete your prelicensing course and receive your certificate of completion before taking the state exam. If you take the state exam before you have completed prelicensing education your exam results will be invalidated, and you will have to retake it.
Step 3: Take and pass your state licensing exam. On the day of your appointment, you must bring with you two valid forms of government-issued identification (driver’s license, passport, military I.D., etc.) one of which must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.
Security measures are taken for all testing methods. Restrictions on what you may bring with you to the testing center, into the testing room, and what you may wear will be enforced. For more detailed information about the security measures that will be taken during your testing appointment, please read and review the candidate bulletin offered at PSI Exams.
Your results will be given to you immediately following the exam. If you do not pass you will receive a diagnostic report indicating your strengths and weaknesses.
Step 4: Apply for your license. Michigan resident applicants must use the online application service at NIPR.
Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.
WHAT WILL MY EXAM BE LIKE?
Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple-choice and take place on a computer. Review the exam summaries below. The exam content outlines can be found in the Candidate Bulletin referenced near the top of this page.
The breakdown of testing topics can be found here.
- The number of questions on your exam
- The time limit
- The score that you must achieve to pass the exam
Michigan Life Producer Examination
100 Total Questions
Time Limit: 2 Hours
Passing Score: 72%
Train for your test with our Michigan Life exam prep course.
Michigan Accident and Health Producer Examination
100 Total Questions
Time Limit: 2 Hours
Passing Score: 76%
Train for your test with our Michigan Health exam prep course.
Michigan Life, Accident and Health Producer Examination
150 Total Questions
Time Limit: 2.5 Hours
Passing Score: 75%
Train for your test with our Michigan Life and Health exam prep course.
Michigan Property Producer Examination
100 Total Questions
Time Limit: 2 Hours
Passing Score: 75%
Michigan Casualty Producer Examination
100 Total Questions
Time Limit: 2 Hours
Passing Score: 74%
Michigan Property and Casualty Producer Examination
150 Total Questions
Time Limit: 2.5 Hours
Passing Score: 74%
Train for your test with our Michigan Property and Casualty exam prep course.
Michigan Personal Lines Producer Examination
100 Total Questions
Time Limit: 2 Hours
Passing Score: 75%
Train for your test with our Michigan Personal Lines exam prep course.
Michigan Variable Life and Annuities Producer Examination*
60 Total Questions
Time Limit: 1 Hour
Passing Score: 74%
Train for your test with our Michigan Variable Products exam prep course.
*Prelicensing education is not required to take the Variable Life and Annuities Producer exam.
MORE QUESTIONS?
ExamFX recommends that you contact your Department of Insurance or testing center directly.
For licensing question information please contact:
Department of Insurance and Financial Services (DIFS)
PO Box 30220
Lansing, MI 48909-7720
Phone: (877) 999-6442
Email: [email protected]
Website: www.michigan.gov/difs
For licensing exams:
PSI Services LLC
3210 E Tropicana
Las Vegas, NV 89121
Phone: (855) 579-4639 – Fax: (702) 932-2666
Website: www.psiexams.com
The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant with their state's requirements.
Register for your Michigan insurance prelicensing exam prep here:
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