Updated November 20, 2024
ExamFX Provider #953
SOUTH DAKOTA CE COURSES
The following courses are currently available for South Dakota:
| Course Name | Credit Hours | Line of Authority |
| Anti-Money Laundering | 2.00 | General/Ethics |
| Ethical Practices: Avoiding E&O Claims | 3.00 | General/Ethics |
| Ethics & Insurance: How to Sell Ethically & Comply with the Law | 3.00 | General/Ethics |
| Front Line Fraud Prevention | 3.00 | General/Ethics |
| Indexed Product Training | 4.00 | Life/Health |
| Distribution Planning | 4.00 | Life/Health |
| Group Benefits & Worksite Insurance | 4.00 | Life/Health |
| Health Insurance Policies: Protecting Clients from Health-Related Loss | 5.00 | Life/Health |
| Life Insurance Policy Types & Suitability | 6.00 | Life/Health |
| Medicare Supplement Insurance: Closing the Gap | 4.00 | Life/Health |
| Principles of Life and Health Insurance | 10.00 | Life/Health |
| Retirement Planning | 4.00 | Life/Health |
| Variable Life & Annuities: Understanding Investment Potential and Risks | 5.00 | Life/Health |
| Annuity Suitability and Best Interest Standard Training | 4.00 | L/H Annuity Best Interest 4 hr |
| NFIP Flood Insurance | 3.00 | Property/Casualty |
| Businessowners Policy (BOP) | 4.00 | Property/Casualty |
| Commercial Lines: Property/Auto/Liability | 4.00 | Property/Casualty |
| Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks | 7.00 | Property/Casualty |
| Principles of Property and Casualty Insurance | 10.00 | Property/Casualty |
REQUIRED HOURS
• Producers in South Dakota who are licensed either as a Life/Health or Property/Casualty Producer must complete 10 hours of CE every 2-year
license term.
• If a producer is licensed as a combination Life/Health AND Property/Casualty producer, 20 hours of CE are required every 2-year license term.
• Producers are required to renew before the last day of the licensee’s birth
month, every 2 years. No carry over credits are allowed and a licensee cannot
take a course more than once in a 2-year license term.
NOTE: Be sure to complete all of your CE credit hours BEFORE submitting your license renewal application.
CATEGORY RESTRICTIONS
• General credits can only be applied to Life and Health or Property and
Casualty.
• Life and Health AND Property and Casualty: 10 credits in L&H and 10
credits in P&C. A minimum of 8 credits in each license.
SPECIAL TRAINING
• ANNUITY SUITABILITY TRAINING – South Dakota licensed producers must complete a one-time 4-hour Annuity Best Interest Standard Training course before selling, soliciting or negotiating any annuity products.
• LONG-TERM CARE TRAINING – Before a producer can sell or solicit
Long-Term Care Insurance, they must complete an initial 8 hours of a state
approved Long-Term Care Training. Producers must then complete a state approved
4-hour ongoing training requirement by July 1st every even year.
• STATE-SPECIFIC LTC TRAINING – Producers who have taken the initial
8-hour LTC training in another state must complete South Dakota’s specific 1-hour LTC training course before selling LTC products.
• FLOOD INSURANCE TRAINING – South Dakota licensed producers who sell National
Flood Insurance Policies are required to take a one-time 3-hour course on Flood
Insurance.
COURSE PRESENTATION
• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.
• ATTESTATION – The attestation must be completed following the certificate exam.
CERTIFICATES OF COMPLETION AND REPORTING
NON-RESIDENT PRODUCERS
Non-residents are exempt from all CE requirements in South Dakota. A non-resident
who has completed the initial LTC training in another state with a
substantially similar requirement will still need to complete the state
required LTC Care Medicaid training.
CE EXEMPTIONS
The following producers are exempt from South Dakota CE requirements:
• Holds limited licenses to sell only credit life and credit health
insurance.
• Is outside the United States or its territories.
• Who are resident attorneys licensed to practice law in South Dakota.
• Who is a transportation ticket producer of common carriers holding
a limited license to sell only travel accident and baggage insurance.
• Is an employee of a trade association holding a limited
license to sell only surety bonds to its association members.
• Is licensed to sell only bail bonds.
• Who are over 65 and have been licensed in South Dakota for at least
10 years as of July 1, 2006.
Producers must notify the South Dakota Division of Insurance in writing if
they are exempt from continuing education.
LICENSE RENEWAL
Licensees will renew their license through Sircon and pay all renewal
fees by the due dates or the license will lapse. You can renew your license here.
STATE CONTACT INFORMATION
South Dakota Division of Insurance
Phone: (605) 773-3946
Mailing Address:
South Dakota Division of Insurance
445 E. Capitol Ave., Pierre, SD 57501-3185
The information displayed above is for informational purposes only. ExamFX is
not responsible for the accuracy of the information on this page. All steps
have been taken to make sure that the information relayed on this page is
accurate; however, information is subject to change without notice. It is the
responsibility of the producer to be compliant per their states requirements.
Register for your insurance continuing education courses here: