North Dakota Insurance Continuing Education Courses and Requirements

NORTH DAKOTA CE COURSES

The following courses are currently available for North Dakota:

Course NameCredit HoursLine of Authority
Anti Money-Laundering - Ethical Decision Making for Insurance Producers3.00Ethics
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Ethics
Front Line Fraud Prevention3.00Ethics
NFIP Flood Insurance3.00Flood
Indexed Product Training4.00LA
Principles of Life and Health Insurance12.00Life and Health
Annuity Suitability Certification Training4.00Life/Health
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Long Term Care Certification Training8.00Life/Health
LTC Certification Refresher4.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Property and Casualty Insurance13.00Property/Casualty

REQUIRED HOURS

Producers in North Dakota are required to take 24 hours of CE, including 3 hours in ethics, every 2- year license term. The license expiration date is the last day of the producer’s birth month every 2 years. North Dakota allows a maximum of 12 excess credit hours taken during the second half of the license term be carried forward into the next licensing period. Producers may not take a course more than once in a 2-year licensing term.

CATEGORY RESTRICTIONS

Students may take an approved course in any line of authority to obtain their Continuing Education credits, but it is recommended that they take courses pertaining to their license type.

SPECIAL TRAINING

• INITIAL 8-HOUR LONG TERM CARE PARTNERSHIP TRAINING: Before selling, soliciting, or negotiating LTC insurance products in North Dakota, producers must take an initial 8- hour, state-approved LTC training course. Producers must also take an ongoing 4-hour LTC Partnership course every 24-months, thereafter.

• ANNUITY TRAINING: Producers must complete a one-time 4-hour annuity training course prior to selling annuities in the state of North Dakota. Nonresidents who meet the training requirements in another state that are comparable to North Dakota's law will be considered compliant for North Dakota's requirement.

Effective January 1, 2022, a producer who engages in the sale of annuities shall complete a one-time, fourhour best interest in annuities training course. A producer who has completed an annuity training course approved by the insurance department prior to 1/1/22 shall within six months after 1/1/22 complete either a new fourcredit best interest training course approved by the department after the effective date of this regulation or compete an additional one-time, onecredit best interest update training course approved by the insurance department.

COURSE PRESENTATION

• CERTIFICATION EXAM – No certification exam is required to generate a certificate.

• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 70%.

• POST-COURSE ATTESTATION – The student is required to complete the post-course attestation

CERTIFICATES OF COMPLETION AND REPORTING

Students may print their certificate directly from the course after completing the curriculum requirements. Completions are typically reported within two (2) business days of the certificate having been issued. There is a state charge of $1.00 per credit hour in order to report completions. This feee will be charged prior to accessing the certification exam.

NONRESIDENT PRODUCERS

As long as your license in your home state is in good standing, there are no additional continuing education requirements in North Dakota for nonresident producers.

CE EXEMPTIONS

The following are exempt from North Dakota CE Requirements:

• Producers licensed exclusively for the sale of legal expense insurance, title insurance, travel baggage insurance, surety bonds, bail bonds, and credit life/accident & health insurance.

• Producers who are age 62 and whose combined total continuous years of license plus their age equals 85 or more.

• Newly licensed producers for the calendar year in which they are first licensed; but beginning January 1 of the year following licensing, CE requirements apply.

• Nonresidents who have satisfied their CE requirements in their home state.

LICENSE RENEWAL

In order to renew, the producer must be compliant in all their requirements. Resident and nonresident licensees can renew their license online here. Renewals may be processed at www.NIPR.com.


STATE CONTACT INFORMATION

North Dakota Department of Insurance Phone: 1-800-247-0560
Fax: 1-701-328-4880
Email: [email protected]
Mailing Address:
North Dakota Insurance Department License Division
State Capitol, Fifth Floor Dept. 401
600 E. Boulevard Ave. Bismarck, ND 58505-0320

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.