Updated December 4, 2024
ExamFX Provider #161124
CALIFORNIA CE COURSES
The following courses are currently available for California:
| Course Name | Credit Hours | Line of Authority |
| California Life Insurance Policies 4-hour Training | 4.00 | 2025 Life Ins Policies 4-Hour |
| NFIP Flood Insurance | 3.00 | Flood |
| Distribution Planning | 4.00 | Life Only |
| Group Benefits & Worksite Insurance | 4.00 | Life Only/Accident & Health |
| Health Insurance Policies: Protecting Clients from Health-Related Loss | 5.00 | Accident & Health |
| Life Insurance Policy Types & Suitability | 6.00 | Life Only |
| Medicare Supplement Insurance: Closing the Gap | 4.00 | Life Only/Accident & Health |
| Retirement Planning | 4.00 | Life Only/Accident & Health |
| Variable Life & Annuities: Understanding Investment Potential and Risks | 5.00 | Life Only/Accident & Health |
| Indexed Product Training | 4.00 | Life Only |
| Brett Decker CLU - Mandatory 8-Hour Long Term Care | 8.00 | LTC8 |
| Brett W. Decker – CA Homeowners Insurance Valuation | 5.00 | Property/Casualty |
| Businessowners Policy (BOP) | 4.00 | Property/Casualty |
| Commercial Lines: Property/Auto/Liability | 4.00 | Property/Casualty |
| Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks | 7.00 | Property/Casualty |
| California Ethics & Insurance | 3.00 | Ethics |
| California Ethical Practices - Avoiding E&O Claims | 3.00 | Ethics |
| California Front Line Fraud Prevention | 3.00 | Ethics |
| California Anti-Money Laundering - Ethical Decision Making for Insurance Producers | 3.00 | Ethics |
| California Ethical Producer's Guide to Cyber Security & Privacy | 3.00 | Ethics |
| California Ethical Producer's Guide to Elder Financial Protection | 3.00 | Ethics |
REQUIRED HOURS
California agents and adjusters are required to complete 24 hours of continuing education including 3 hours
of Ethics every 2 years. (Limited Lines Auto agents must complete 20 hours)
Renewal dates depend on the date of license issuance.
Up to 24 credit hours that are earned in excess can be carried over to the next license term. LTC or Ethics credits will be carried over as general credits. Courses may not be taken for credit more than once in each two-year license term.
NOTE: Be sure to complete all of your CE credit hours BEFORE submitting your license renewal application.
CATEGORY RESTRICTIONS
Licensees must take approved courses in the line of authority in which
they are licensed in.
SPECIAL TRAINING
• LIFE INSURANCE POLICIES 4-HOUR TRAINING – Effective January 1, 2025, all Life producers who have been newly licensed starting on January 1, 2024 must complete 4 hours of training before soliciting individual consumers for cash value life insurance other than term life. This requirement applies to both resident and non-resident licensees. The ExamFX course California Life Insurance Policies 4-Hour Training satisfies this requirement and earns 4 hours of CE credit towards license renewal.
• 2025 ANNUITY SUITABILITY TRAINING – Effective January 1, 2025, California Life producers must complete 8-hours of Annuity Training prior to soliciting any annuity business. This is a new requirement that must be completed by all licensed Life producers no later than July 1, 2025.
Also effective January 1, 2025, California Life producers who solicit annuity business must complete a new 4-hour Annuity Training course before their next license renewal.
• LONG-TERM CARE TRAINING – Agents licensed in Accident & Health must complete 8 hours of initial Long-Term Care Certification training before selling, soliciting or negotiating any Long-Term Care products. Those licensed less than 4 years must complete 8 hours of training every year for the first four years licensed. After the fifth-year agents must complete 8 hours of LTC training every 2-year license period. Those exempt from CE requirements, but sell Long-Term Care products, must complete a Long-Term Care course during each renewal period. Agents who hold a life-only license may
sell LTC products ONLY as a LTC rider on a full life policy.
•
LONG-TERM CARE PARTNERSHIP TRAINING – Before selling LTC Partnership products
in California, producers must complete 16 hours of approved LTC training. Half
of the required 16 hours (8) must be completed in a state approved classroom
course. The remaining 8 must be taken in a state approved self-study course. To
remain in compliance, producers must then complete an 8-hour ongoing training
requirement in a state approved classroom every two-year license term.
Producers licensed for less than 4 years must ANNUALLY complete 8 hours of
ongoing LTCP training.
•
FLOOD INSURANCE TRAINING – California licensed producers who sell National Flood
Insurance Policies are required to take a one-time 3-hour course on Flood
Insurance.
•
HOMEOWNERS VALUATION TRAINING – All Property (Fire) and Casualty broker-agents
and Personal Lines broker-agents who sell or negotiate homeowners’ insurance
MUST complete a one-time 3-hour Homeowners Valuation Training course.
COURSE PRESENTATION
•
PROGRESSIVE – Licensees must progress through the course, topic by
topic. Licensees must access all reading content and pass all Study by Topic
quizzes.
•
CERTIFICATE EXAM – Licensees are required to pass the certificate exam
with a 70% or better. If you do not score a 70% you may retake the Certificate Exam until you do pass. Once passed, the Certificate Exam will no longer be available in your course. The date that you successfully pass the Certificate Exam is the completion date.
•
STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be
passed with at least a score of 70%.
• ATTESTATION – The attestation must be completed following the
certificate exam.
CERTIFICATES OF COMPLETION AND REPORTING
Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported to the state entities within two (2) business days of the certificate having been issued. There is a state charge of $.65 per credit hour to report your completion. This fee will be charged prior to accessing the Certificate Exam.
NON-RESIDENT PRODUCERS
If your resident state requires continuing education hours, you will not
have to comply with California CE requirements. However, if
you transact Long-Term Care insurance you must complete a California 8-Hour Long-Term
course from an approved California education provider and if you transact individual annuities you must comply with California's Annuity Suitability training requirement.
CE EXEMPTIONS
The following are exempt from California CE requirements:
• Producers who have held a life agent license for at least one year or who obtained a life settlement broker license prior to July 2, 2010,
are exempt from the 15-hour life settlement broker training course requirement. This does not include an exemption from the life agent CE requirement of 24 CE hours, including 3 hours of Ethics.
• The producer holds a non-resident license ONLY.
• The producer holds only a cargo shippers license.
• The producer is 70 years or older and has held a California insurance license in good standing for 30 years or more. These producers are not exempt from the special training listed above.
• The producer holds a life license and claims a funeral exemption (sells less than $15,000 of insurance).
• Non-resident licensees (except for those selling annuities and LTC products).
ADDITIONAL LICENSE RENEWAL INFORMATION
Once the course requirements have been met, ExamFX will report course completions to Sircon and you may file a renewal application, pay all fees and follow the online renewal process by clicking here. After successful renewal, the California Department of Insurance website will be updated, and the renewed license can be downloaded from this site.
STATE CONTACT INFORMATION
California Department of Insurance
Phone: (800) 967-9331
Website: http://www.insurance.ca.gov
The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.
Register for your insurance continuing education courses here: