Alabama Insurance Continuing Education Courses and Requirements

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Updated November 18, 2024

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ALABAMA CE COURSES

The following courses are currently available for Alabama:

Course NameCredit HoursLine of Authority
Anti-Money Laundering - Ethical Decision Making for Insurance 3.00Ethics
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Ethics
Front Line Fraud Prevention3.00Ethics
NFIP Flood Insurance3.00Flood
Indexed Product Training4.00Life
Annuity Suitability and Best Interest Standard Training4.00Best Interest 4 Hour
Distribution Planning4.00Life
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Health
Life Insurance Policy Types & Suitability6.00Life
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Principles of Life and Health Insurance12.00Life/Health
Retirement Planning4.00Life
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life
Long-Term Care Certification Training8.00LTC
Long-Term Care Certificate Refresher4.00LTC
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Property and Casualty Insurance13.00Property/Casualty


REQUIRED HOURS

• Alabama licensed Producers are required to take 24 hours of CE, including 3 hours of Ethics, every 2-year license term.

• Service Representatives must take 12 hours of CE, including 2 hours of Ethics, every 2-year license term.

Licensees who are born in an even year will renew on even years, those born in an odd year will renew on odd years. Producers cannot take a course more than once within a 2-year license term. The license term ends on the last day of the licensee’s birth month every 2 years. Alabama does not allow excess credits to be carried forward into the next licensing period. 

NOTE: Be sure to complete all of your CE credit hours BEFORE submitting your license renewal application.

 

CATEGORY RESTRICTIONS

Licensees may take an approved course in any line of authority to obtain their CE credits, but it is recommended that they take courses pertaining to their license type. Title agents and Adjusters may take any course approved for P&C credit.

SPECIAL TRAINING

• LONG-TERM CARE PARTNERSHIP TRAINING - Before a producer can sell or solicit Long-Term Care Insurance they must complete a state approved course in 8 hours of initial Long-Term Care Training. Producers must then complete a 4-hour ongoing training requirement every 2-year license term following the initial completion date of the 8-hour training.

• FLOOD INSURANCE TRAINING - Alabama licensed producers who sell National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.

• ANNUITY TRAINING - Alabama licensed producers must complete a 4-hour Annuity Best Interest course approved for 4 hours before selling or soliciting any annuity products.

 

COURSE PRESENTATION

• CERTIFICATE EXAM – Licensees are required to pass the certificate exam with a 70% or better. Online and self-study exams are required to be proctored by a disinterested third-party. The proctor must be at least 18 years old, cannot be a family member or be an individual who has a financial interest in the success of the person taking the exam. Co-worker proctors must not be above or below the licensee's line of supervision.

• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.

• LICENSEE AND PROCTOR ATTESTATION – The licensee and proctor attestation must be completed following the certificate exam.

 

CERTIFICATES OF COMPLETION AND REPORTING

Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported to the state within two (2) business days of the certificate having been issued. There is a state charge of $1.00 per credit hour in order to report course completions. This fee will be charged prior to accessing the certificate exam.

NON-RESIDENT PRODUCERS

Non-residents who have completed their CE requirement in their home state will be deemed compliant for Alabama’s continuing education requirement.

CE EXEMPTIONS

The following are exempt from Alabama CE requirements:

• Producers that have been licensed for less than 12 months at the time of their first renewal.

• Non-residents of reciprocal states who have met the home state's CE requirements.

• Producers licensed in Alabama for 15 years and who are at least 60 years of age.

• Individuals licensed for lines of insurance for which a license exam is not required.

• Individuals holding an active CLU, CPCU, CIC, ChFC, CFP, RHU, REBC, CHC, or ARM designation.

• Any producer whose license is limited to acting only as a producer for credit insurance, rental vehicle, crop, portable electronic, travel, motor club, dental services, and legal services, or any combination thereof.

Producers that meet the exemption requirements will still need to comply with the LTC training.

LICENSE RENEWAL

Once you have completed your CE you can click here to renew your license. The online application will guide you through the renewal process. Your licensing record will be updated on the Alabama DOI's website, and you will be able to print/download your renewed license.


STATE CONTACT INFORMATION

Alabama Department of Insurance: Producer Licensing Division
Phone: (334) 241-4126
Fax: (334) 240-3282
Website: https://www.aldoi.gov
Email: [email protected]

Mailing Address:
Alabama Department of Insurance
P.O. Box 303351     Montgomery, AL 36130-3351

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.

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