State Insurance Prelicensing
Requirements

How do I get my license?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course and passed your exam, ExamFX will issue a certificate of completion within 2 business days which you may download and print from your online ExamFX account. You must sign and date your certificate. Your PLE education will be reported to the state DOI electronically. Your certificate is valid for 1 year.

Step 2: Apply for your license. Kentucky resident applicants must use the online application service at NIPR. Additional licensing application guidance may be accessed on the NIPR website. Kentucky requires all applicants to apply for a Criminal Background Report.

Step 3: Schedule your exam with your state’s testing provider, the Kentucky Department of Insurance. Registration must be completed through your eServices account after the Department processes your application. There will be an examination fee. This fee does not include NIPR fees.

NOTE: Kentucky does not offer remote testing.

Step 4: Take and pass you state licensing exam. On the day of your appointment, you must bring with you one valid form of government issued identification (driver’s license, passport, military I.D., etc.) that must contain your name and photograph and your Certificate of Completion. You must also bring with you your certificate of completion. You will not be able to take your exam if these requirements are not met.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.