Updated November 21, 2024
ExamFX Provider #117749
VERMONT CE COURSES
The following courses are currently available for Vermont:
| Course Name | Credit Hours | Line of Authority |
| Anti-Money Laundering - Ethical Decision Making for Insurance Producers | 3.00 | Ethics |
| Ethical Practices: Avoiding E&O Claims | 3.00 | Ethics |
| Ethics & Insurance: How to Sell Ethically & Comply with the Law | 3.00 | Ethics |
| Front Line Fraud Prevention | 3.00 | Ethics |
| NFIP Flood Insurance | 3.00 | Flood |
| Indexed Product Training | 4.00 | General |
| Principles of Property and Casualty Insurance | 13.00 | General |
| Principles of Life and Health Insurance | 12.00 | Life/Health |
| Distribution Planning | 4.00 | Life/Health |
| Group Benefits & Worksite Insurance | 4.00 | Life/Health |
| Health Insurance Policies: Protecting Clients from Health-Related Loss | 5.00 | Life/Health |
| Life Insurance Policy Types & Suitability | 6.00 | Life/Health |
| Medicare Supplement Insurance: Closing the Gap | 4.00 | Life/Health |
| Retirement Planning | 4.00 | Life/Health |
| Variable Life & Annuities: Understanding Investment Potential and Risks | 5.00 | Life/Health |
| Annuity Suitability and Best Interest Standard Training | 4.00 | Annuity Best Interest 4 hr |
| Businessowners Policy (BOP) | 4.00 | Property/Casualty |
| Commercial Lines: Property/Auto/Liability | 4.00 | Property/Casualty |
| Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks | 7.00 | Property/Casualty |
REQUIRED HOURS
• Vermont licensed producers are required to take 24 hours of CE,
including 3 hours of Ethics, every 2-year license term.
Vermont’s license term is 2 years ending March 31, in odd numbered years. No carry over credits are allowed and courses cannot be taken more than once in a reporting period.
NOTE: Be sure to complete all of your CE credit hours BEFORE submitting your license renewal application.
CATEGORY RESTRICTIONS
Producers
may take an approved course in any line of authority to obtain their CE credits, but it is recommended that they take courses pertaining to their license type. No more than 6 hours can be related to insurance agency management in a renewal period.
SPECIAL TRAINING
• LONG-TERM CARE PARTNERSHIP TRAINING – Before a producer can sell or solicit Long-Term Care Insurance, they must complete a state approved, one-time 8-hour Long-Term Care Training course. Producers are also required to take 2 hours of Vermont specific Medicaid training, which may be included in the initial 8-hour course or taken on its own. Producers must then complete a 4-hour ongoing training requirement on or before March 31 of odd-numbered calendar years in order to stay in compliance.
• ANNUITY BEST INTEREST TRAINING – Vermont licensed producers must complete a one-time state approved 4-hour Annuity
Suitability Best Interest course before selling, soliciting or negotiating any annuity products.
• FLOOD INSURANCE TRAINING – Vermont licensed Property/Casualty and Personal Lines producers who sell National
Flood Insurance Policies are required to take a one-time 3-hour course on Flood
Insurance.
COURSE PRESENTATION
• CERTIFICATE EXAM – Licensees are required to pass the certificate exam with a 70% or better.
• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes
are passed with a 70% or better.
• ATTESTATION – The attestation must be
completed following the certificate exam.
CERTIFICATES OF COMPLETION AND REPORTING
Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported to the state
entities within two (2) business days of the certificate having been issued.
There is a state charge of $1.60 per credit hour to report your completion. This fee will be charged prior to accessing the certificate exam.
NON-RESIDENT PRODUCERS
A non-resident producer who satisfies the continuing education requirements of their home state will be deemed compliant with Vermont’s CE requirement. Non-residents of Vermont may satisfy NAIC LTC course requirements in another state, but they will need to take a 2-hour Vermont Medicaid course before they can begin soliciting products. Residents who have satisfied the Annuity Best Interest training in a non-resident state are compliant in Vermont.
CE EXEMPTIONS
The following are exempt from Vermont CE requirements:
•
Producers licensed less than 2 years at the time of first renewal
• Producers holding any limited or restricted licenses
•
Limited Line Representatives, Title Insurance, Travel Accident, and Travel Baggage Insurance
• Non-residents who are compliant with their home states CE requirement
ADDITIONAL LICENSE RENEWAL INFORMATION
Once the course requirements have been met ExamFX will report course completions to Sircon and you may file a renewal application, pay all fees and follow the online renewal process at Sircon.
STATE CONTACT INFORMATION
Vermont Insurance Department of Financial Regulation
Phone: (802) 828-3303
Fax: (802) 828-3306
Website: www.dfr.vermont.gov
Email: [email protected]
Mailing Address:
Vermont Department of Financial Regulation
89 Main St. Drawer 20
Montpelier, VT 05620-3101
The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.
Register for your insurance continuing education courses here: