Utah Insurance Prelicensing Requirements

UTAH INSURANCE PRELICENSING INFORMATION

Utah does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam online with your state’s testing provider, PSI Exams. You may also schedule over the phone at (800) 733-9267. A single examination fee is $59 and a combo examination fee is $74.

If you need to reschedule your exam, you must do so at least 48 hours prior to your testing appointment or you will forfeit your examination fee. If you are cancelling your appointment, you must do so at least three calendar days prior to your appointment.

https://candidate.psiexams.com/

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.), one of which must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.

If you pass, you will receive a successful score report. If you do not pass, you will receive a report indicating your strengths and weaknesses by examination type.

NOTE: Be aware that the state of Utah requires license candidates to submit fingerprints to the Department of Insurance.

FINGERPRINTING AND LICENSE APPLICATION DIRECTIONS: After passing the examination, use the kiosk at the test center to complete your licensing application. Print out your Sircon or NIPR confirmation page and show it to the proctor as proof you have paid the required fees. After paying the $20 PSI processing fee, your fingerprints will then be scanned.

Step 4: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Utah Life Insurance Examination
80 Total Questions
Time limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 6%
Life Insurance Basics 11%
Types of Life Insurance Policies 18%
Life Insurance Policy Provisions, Options and Riders 19%
Annuities 12%
Federal Tax Considerations for Life Insurance and Annuities 6%
Insurance Regulation 28%

Utah Accident and Health Insurance Examination
80 Total Questions
Time limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 6%
Accident and Health Insurance Basics 7%
Individual Health Insurance Provisions 14%
Disability Income and Related Insurance 11%
Medical Plans 10%
Group Health Insurance 7%
Health Insurance for Senior Citizens and Special Needs Individuals 13%
Federal Tax Considerations for Health Insurance 4%
Insurance Regulation 28%

Utah Life, Accident and Health Insurance Examination
100 Total Questions
Time limit: 150 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 4%
Life, Accident and Health Insurance Basics 11%
Types of Life Insurance Policies 10%
Life Insurance Policy Provisions, Options and Riders 10%
Annuities 6%
Individual Accident and Health Insurance Provisions 9%
Disability Income and Related Insurance 6%
Medical Plans 6%
Group Health Insurance 4%
Health Insurance for Senior Citizens and Special Needs Individuals 6%
Federal Tax Considerations for Life and Health Insurance 6%
Insurance Regulation 22%

Utah Property Insurance Examination
80 Total Questions
Time limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 10%
Property Insurance Basics 20%
Dwelling Policy 8%
Homeowners Policy 15%
Commercial Property Policies 14%
Other Types of Property Insurance 6%
Insurance Regulation 27%

Utah Casualty Insurance Examination
80 Total Questions
Time limit: 2 hours
Passing score: 70%

CHAPTER PERCENT OF EXAM
General Insurance 10%
Casualty Insurance Basics 16%
Auto Insurance: Personal and Commercial 16%
Commercial General Liability 17%
Workers Compensation Insurance 10%
Other Types of Casualty Insurance 4%
Insurance Regulation 27%

Utah Property and Casualty Insurance Examination
100 Total Questions
Time limit: 150 minutes
Passing score: 70%

CHAPTER PERCENT OF EXAM
General Insurance 10%
Property and Casualty Insurance Basics 17%
Dwelling Policy 4%
Homeowners Policy 8%
Auto Insurance: Personal and Commercial 8%
Commercial Property Policies 8%
Commercial General Liability and Commercial Crime 11%
Workers Compensation Insurance 7%
Other Coverages and Options 5%
Insurance Regulation 22%

Utah Personal Lines Insurance Examination
80 Total Questions
Time limit: 120 minutes
Passing score: 70%

CHAPTER PERCENT OF EXAM
General Insurance 11%
Property and Casualty Insurance Basics 25%
Dwelling Policy 8%
Homeowners Policy 13%
Personal Auto Insurance 11%
Other Coverages and Options 5%
Insurance Regulation 27%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Reschedule your exam after the 24 hour waiting period. You must reregister by following the initial registrations and scheduling steps.

Step 2: ExamFX’s subject matter experts are available by email at instructor.support@examfx.com to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 3: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing information please contact:
Utah Insurance Department
State Office Building Ste 3110 / Capitol Hill Complex
450 N State St
Salt Lake City UT 84114-6901
(801)538-3800
https://insurance.utah.gov/

For examination information:
PSI Services LLC
3210 E Tropicana
Las Vegas, NV 89121

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.