New York Insurance Prelicensing Requirements

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Updated March 20, 2024

Provider # 70025

 

NEW YORK INSURANCE PRELICENSING INFORMATION

New York requires producer licensing candidates to take and complete a state-approved prelicensing course. You will also need to apply for your license with the state insurance department and register for the state licensing exam. Make sure to register for all 3 (prelicensing course, license application, state exam) using the personally identifiable information exactly as it appears on your government-issued ID. Discrepancies will delay the licensing process.

 

Provider Name: ExamFXProvider Number: 70025
Name of courseCourse approved for this Class(es) of license 
Life - 20 Hours (Internet) (3125) Life
Health - 20 Hours (Internet) (3132) Accident & Health
Life, Accident and Health - 40 Hours (Internet) (3133) Life and Accident & Health
Property and Casualty - 90 Hours (Internet) (3911) Property and Casualty
Personal Lines - 40 Hours (Internet) (3912) Personal Lines

 

ADJUSTER CANDIDATES: The ExamFX "All Lines Adjuster" course can be used as supplementary study material for the Public Adjuster examination; however, it will not satisfy New York's 40-hour prelicensing education requirement.

 

 

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?

New York requires:

  • 20 hours of prelicensing education for a Life agent
  • 20 hours for a Health Agent
  • 40 hours for a Life & Health Agent, Personal Lines agent, and Public Adjuster
  • 90 hours for a Property & Casualty Agent

 

To earn your certificate of completion:

  • Read every chapter and take the end-of-chapter quiz.
  • Score 70% or better on each chapter quiz before progressing to the next chapter.
  • You must review the Flash Cards and OnDemand Videos before attempting the Certificate Exam for Property and Casualty and Personal Lines courses.
  • Complete and pass a Practice Exam (any mode).
  • State rules impose a maximum number of 8 hours of study per day.
  • Complete and pass the Certificate Exam with a score of 70% or better.

 

You may contact your assigned instructor Svetlana Mitchell - Life and Health or Cindy Davidson - Property and Casualty by completing this form.

 

DON'T FORGET YOUR READINESS EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Readiness Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

 

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the NY Department of Financial Services. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account. You will need your certificate to submit along with your license application to the New York Department of Financial Services. This certificate is good for a lifetime.

Step 2: Schedule your exam with your state’s testing provider, PSI Services LLC. The fastest way to schedule your exam is online at PSI or call (855) 579-4637. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam.

To change or cancel your testing appointment, you must contact PSI at least 48 hours in advance or forfeit the examination fee. A voicemail or email message is not an acceptable form of cancellation. Please use the PSI Website or call PSI to speak directly to a Customer Service Representative.

IMPORTANT NOTE: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

Security measures are taken for all testing methods. Restrictions on what you may bring with you to the testing center, into the testing room, and what you may wear will be enforced. For more detailed information about the security measures that will be taken during your testing appointment, please read and review the Candidate Bulletin offered at PSI Exams.

Step 3: Take and pass your state licensing exam. On the day of your appointment, you must bring with you two valid forms of government-issued identification (driver’s license, passport, military I.D., etc.), one of which must contain your name and photograph. You will not be able to take your exam if these requirements are not met.

At the end of your exam, you will receive a printed score report. The report indicates your overall score and grade, including the numerical percentage of questions answered correctly and whether you have passed or failed.

Step 4: Apply for your license. Click Here to navigate to the Original License Application page on the Department’s website for additional information. You must apply within 2 years of passing the exam.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

 

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple-choice and take place on a computer. Review the exam summaries below. The exam content outlines, and other information can be found in PSI's Candidate Bulletin via the link in Step 2.

The breakdown of testing topics can be found here.

  1. The number of questions on your exam
  2. The time limit
  3. The score that you must achieve to pass the exam

 

Note: The examination breakdowns below apply to those courses ExamFX currently offers. State exams are offered in Spanish. The following ExamFX courses are currently available in Spanish: New York Life, New York Health, New York Life, and Health.


New York Life Insurance Agent/Broker Examination

100 Total Questions
Time Limit: 2 Hours
Passing Score: 70%

Train for your test with our New York Life exam prep course.


New York Accident and Health Insurance Agent/Broker Examination

100 Total Questions
Time Limit: 2 Hours
Passing Score: 70%

Train for your test with our New York Health exam prep course.


New York Life, Accident and Health Insurance Agent/Broker Examination

150 Total Questions
Time Limit: 2.5 Hours
Passing Score: 70%

Train for your test with our New York Life and Health exam prep course.


New York Property and Casualty Insurance Agent/Broker Examination

150 Total Questions
Time Limit: 2.5 Hours
Passing Score: 70%

Train for your test with our New York Property and Casualty exam prep course.


New York Personal Lines Insurance Agent/Broker Examination

100 Total Questions
Time Limit: 2 Hours
Passing Score: 70%

Train for your test with our New York Personal Lines exam prep course.


MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

Licensing Questions:
New York State Department of Financial Services
One Commerce Plaza, Suite 2003
Albany, NY 12257
Phone: (518) 474-6630
Email: [email protected]
Website: https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers/home

Exam Questions:
PSI Services LLC
3210 E Tropicana
Las Vegas, NV 89121
Phone: (800) 733-9267
Website: www.psiexams.com

 

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to ensure the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their state's requirements.

 

Register for your New York insurance prelicensing exam prep here:

Register Now