Indiana Insurance Prelicensing Requirements

INDIANA INSURANCE PRELICENSING INFORMATION

Indiana requires potential agents take and complete a state approved prelicensing course before taking their licensing exam.

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?

To earn your certificate of completion, you must:

  • Complete all Study by Topic reading chapters and Study by Topic quizzes.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, the Indiana Department of Insurance in partnership with PAN. Registration can be completed by creating an account at https://secure.vitapowered.com/idoi/login.screen. After account creation log on using your ID and password created during the registration process.

Select your assessment and pay the fee of $75.50 using Visa, Mastercard, or American Express. Select a date and time for the testing center of your choice. You will receive an email notification with the details of your appointment and instructions on what to bring.

If you must reschedule your exam appointment, do so by logging in at https://secure.vitapowered.com/idoi/login.screen. You will not be permitted to reschedule your appointment via the website after 24 hours before your appointment. If you cancel after 24 hours before your assessment, you will need to pay the full exam fee again in order to reschedule.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you one valid form of government issued identification (driver’s license, passport, military I.D., etc.) which must contain your name and photograph. You must also bring with you your certificate of completion. Lastly, bring with you your log in ID and password created through PAN. You will not be able to take your exam if these requirements are not met.

After the exam, your proctor will print your results.

Step 4: Apply for your license. Indiana resident applicants may use the online application service at www.nipr.com or www.sircon.com/Indiana. Additional licensing application guidance may be accessed on the NIPR website.

Step 5: Apply for your license. Indiana resident applicants must use the online application service at www.nipr.com. Additional licensing application guidance may be accessed on the NIPR website.

Step 6: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Indiana Life Insurance Examination
80 questions
Time limit: 1 hour and 20 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
Insurance Basics 14%
Types of Life Insurance Policies 20%
Annuity Contracts 9%
24%
Qualified Retirement Plans 4%
Group Life Insurance 3%
Government Insurance - Social Security 1%
Insurance Regulations 15%
Life Regulations 10%

Indiana Accident and Health Insurance Examination
80 questions
Time Limit: 1 hour 20 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
Insurance Basics 14%
Health Insurance Basics 16%
Disability Income Insurance 5%
Medical Expense Policies 10%
Individual Health Policy Provisions 10%
Group Health Insurance 8%
Government Social Security Health Care 4%
Senior Citizens Policies 6%
Insurance Regulation 15%
Health Regulations 12%

Indiana Life, Accident and Health Insurance Examination
160 questions
Time Limit: 2 hours 40 minutes
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
Insurance Basics 14%
Life Insurance Policies 10%
Annuity Contracts 4%
Life Insurance Policy Provisions, Options and Riders 12%
Qualified Retirement Plans 2%
Group Life Insurance 2%
Government Insurance - Social Security 1%
Health Insurance Basics 8%
Disability Income Insurance 3%
Medical Expense Policies 4%
Individual Health Policy Provisions 5%
Group Health Insurance 4%
Government Social Security Health Care 2%
Senior Citizens Policies 3%
Insurance Regulation 15%
Life Regulations 5%
Health Regulations 6%

Indiana Property and Casualty Insurance Examination
160 Questions
Time Limit: 2 hours 40 minutes
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
Key Terms and Concepts 7%
Contract Law and Underwriting 5%
Basics of Two Party Coverage 5%
Basics of Third Party Coverage 5%
Dwelling and Homeowners Policies 16%
Personal Auto Policy 9%
Specialty Policies and Other Coverages 5%
Commercial Package Policy (CPP) 21%
Businessowners Policy 2%
Insurance Regulations 15%
Personal Lines Regulations 5%
Commercial Lines Regulations 18%

Indiana Personal Lines Insurance Examination
100 questions
Time limit: 1 hour and 40 minutes
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
Key Terms and Concepts 11%
Contract Law and Underwriting 8%
Basics of Two Party Coverage 8%
Basics of Third Party Coverage 8%
Dwelling and Homeowners Policies 22%
Personal Auto Policy 15%
Specialty Policies 5%
General Insurance Regulations 12%
Personal Lines Regulations 8%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Reschedule your exam. You must reregister by following the initial registrations and scheduling steps. Another exam fee is required for each attempt. There are no limits to the number of retakes; however, you must pass your licensing exam within 6 months of completing your education requirement or you must complete the education course again.

Step 2: ExamFX’s subject matter experts are available by email at instructor.support@examfx.com to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 3: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing questions:
Indiana Department of Insurance
Attn: Agency Services
311 West Washington Street
Indianapolis, Indiana 46204-2787
Main Phone: 317-232-2389
Fax: 317-234-5882
agentlicensing@idoi.in.gov

Should you need assistance with registering or scheduling an exam, please email IDOI_Support@panpowered.com or call PAN Technical Support at (877) 449-8378.

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.