Louisiana Insurance Continuing Education Courses and Requirements

Updated May 10, 2024

ExamFX Provider #9790

 

LOUISIANA CE COURSES

The following courses are currently available for Louisiana:

Course NameCredit HoursLine of Authority
Anti-Money Laundering - Ethical Decision Making for Insurance3.00Ethics
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Ethics
NFIP Flood Insurance3.00Flood
Distribution Planning4.00Life/Health
Front Line Fraud Prevention3.00Ethics
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Retirement Planning4.00Life/Health
Indexed Product Training5.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Annuity Suitability and Best Interest Standard Training4.00Best Interest 4 hour
Long Term Care Certification Training8.00LTC
Long Term Care Certificate Refresher4.00LTC
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Life and Health Insurance12.0Life/Health
Principles of Property and Casualty Insurance12.0Property/Causalty

 

REQUIRED HOURS

• Producers must take 24 hours of CE including 3 hours of Ethics every 2-year license term.


LICENSE TERM

• The license term is the last day of the producer's birth month, every 2 years.

• Licensees with even- numbered licenses will renew in even years and licensees with odd- numbered licenses will renew in odd years.


Producers may carry over 10 credit hours, maximum, into the next renewal cycle. No carryover allowance is allowed for adjusters. You may NOT repeat courses for credit more than once in a 2-year period (completion dates must be at least 24 months apart)
.

 

CATEGORY RESTRICTIONS

Producers must take approved courses in the line of authority which they are licensed in.

 

SPECIAL TRAINING

• ANNUITY SUITABILITY TRAINING – Louisiana licensed producers must complete a state approved 4-hour Annuity Best Interest course before selling, soliciting, or negotiating any annuity products.

• LONG TERM CARE PARTNERSHIP TRAINING 
– Before a producer can sell or solicit Long Term Care Insurance, they must complete a state approved course in 8 hours of initial Long Term Care Training. Producers must then complete a 4-hour ongoing training requirement every 2-years thereafter. If a producer satisfies this training requirement in another state, they will be deemed compliant for the Louisiana requirement.

• FLOOD INSURANCE TRAINING – Louisiana producers licensed in Property and Casualty who sell National Flood Insurance Policies are required to take a 3-hour course on Flood Insurance every renewal cycle.

 

COURSE PRESENTATION

• TIME REQUIREMENT  Licensees are required to spend the number of hours in the courses indicated by number of credits assigned to each course. Time spent within the course material will be tracked using a virtual timer which will be viewable by the student.

• PROGRESSIVE – Licensees must progress through the curriculum topic by topic and must access all reading content.

• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be attempted/passed with at least a score of 70%.

• CERTIFICATE EXAM – Licensees are required to pass the certificate exam with a 70% or better.

• ATTESTATION – The attestation must be completed following the certificate exam.


CERTIFICATES OF COMPLETION AND REPORTING

Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported to the state within two (2) business days of the certificate having been issued. There is a state charge of $1.50 per course in order to report completions. This fee will be charged prior to accessing the certificate exam.

 

NON-RESIDENT PRODUCERS

Non-resident producers/adjusters who have satisfied the CE requirements in their home state will be deemed compliant with Louisiana’s requirement. Non-residents must submit a letter of certification with the renewal application indicating that they have complied with the CE requirements of their home state. Non-resident adjusters, who took the Louisiana license exam, must comply with the Louisiana CE requirement.

 

CE EXEMPTIONS

The following are exempt from Louisiana CE requirements:

• Individuals with a limited line license for which an exam is not required.

• Individuals licensed for industrial fire insurance only.

• Individuals holding a limited license for one of the following lines: fidelity and surety, baggage, credit property, service or burial, travel health and accident, and industrial life, health and accident.
 
• A licensee who is 65 years of age on or before January 1, 2012 (producers who reach age 65 after January 1, 2012, will not qualify for the exemption), and who has had at least 15 years' experience as a licensed agent, broker, or solicitor and is either no longer active as an agent, broker, or solicitor and is receiving Social Security benefits or is an active agent who represents or operates through a licensed Louisiana insurer.

• A licensed producer or adjuster, who is prevented from meeting the CE requirements for renewal due to military service, or due to a medical condition or injury, may request a waiver of those requirements and renewal of the license. The licensee must contact the state to submit this request.

• Members of the legislature while serving a term in the legislature.

• Nonresident agents are exempt if licensee meets their home state CE requirement.

• Nonresident adjusters are exempt if licensee meets their home state CE requirement or that of another state in which they are licensed.

 

ADDITIONAL LICENSE RENEWAL INFORMATION

Producers can renew their license online at SIRCON or NIPR. Once renewed your record will be updated at the Louisiana Department of Insurance's website and the renewed license can be printed/downloaded.

 

STATE CONTACT INFORMATION

Louisiana Department of Insurance

 

Phone: 225-342-5900


Fax: 225-342-3754

Mailing Address:
Louisiana Commissioner of Insurance
P.O. Box 94214
Baton Rouge, LA 70804-9214

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.